Article review Example | Topics and Well Written Essays - 250 words - 2

Audit - Article Example The demonstrations proposed to control product contamination, for example, the water Act (1974), The Environmental Protection Act EPA (1986) are acts equipped to shield water bodies from well-to-do from the ventures. The demonstrations have constraints in that they don't orchestrate arrangements to quantify contaminations from families and farming production3 (pg. 289). The techniques used to gather information included perception strategies. Specialists were deliberately positioned and checked the developments of individual around different wellsprings of ground water. The analysts likewise utilized the utilization of surveys and meeting strategy. Water contamination energizes the contamination of waterborne sicknesses. 90% of the Indian of underground clients reports of having reached waterborne maladies on a week by week premise. The metropolitan of India needs to techniques approaches that will limit the removal of mechanical and different squanders in the water systems4 (pg. 295). The articles will empower the specialist to do the examination procedure effectively; as the analyst will have back ground data on the systems set to diminish contamination in underground water sources5 (pg.

Pricing Decision Essay Example for Free

Valuing Decision Essay Organizations in their undertaking to prevail in the exceptionally serious and dynamic market are currently thinking about a reasonable spotlight on their promoting methodologies. This is all together that they may stay important in the quick changing business condition, economic situations and purchaser inclinations. It is significant that an organization considers the impacts of the adjustments in the business condition including value varieties started by its rivals This is best done by first breaking down the costs offered by the contenders visa strive the company’s cost structure and the competitor’s opportunities to change in light of the company’s new value offers (Kotler 2003. p 66). Evaluating Strategies The organization needs to make sense of the best technique to execute so as to accomplish the ideal costs for its items. To start cost-slicing so as to enhance the gainfulness of the organization the organization must have a comprehension of the sort of cost that it needs to oversee. This will be to a huge degree impacted by its style of the board, wellsprings of expert exhortation, the more extensive vision of the company’s objectives, correspondence system, and company’s capitalization according to obligation value proportion and the expense of getting (Sherman 2007. p 3-4). The organization additionally needs to comprehend the few sorts of costs that it acquires. The different kinds of expenses are innovative work costs, the overheads and regulatory costs, human capital expenses including social insurance costs, pay rates and representative advantages, foundation and framework costs, publicizing and special costs, fixed and variable expenses, and obligation adjusting costs. The primary concern is to altogether look at every one of these cost classes and gauge their significance to the company’s business tasks, consider increasingly productive accessible other options, and the potential ramifications of the cost decrease procedure (Sherman 2007. p5 9). An organization, for example, Wal-Mart that has for quite a long time been in front of its rivals by offering the most minimal costs for its merchandise. Wal-Mart can oversee good value cuts by executing value slice procedures, for example, trying to diminish its expenses by seeking after an assessment decrease system. This has experienced its interests in Real Estate Investment Trusts (REITs) so as to misuse charge escape clauses and maintain a strategic distance from a portion of the duties collected specifically states (Moore 2007. p. 2). Having achieved the above cost decrease methodology, the organization may the think of proper evaluating for its items. This is finished by first understanding estimating techniques. There are six estimating strategies that would prompt an educated choice in fixing costs. These are markup estimating strategy, the objective return evaluating technique, saw esteem technique for evaluating, esteem based valuing, the going-rate strategy for estimating and the fixed offer technique for valuing (Kotler 2003. p 66). Ramifications of Price Cuts and Conclusion The cost of the item or administration is a central point that impacts customer’s buy choice is the showcasing blend. A mix of the cost decrease methodology and a fitting valuing system is bound to profit the organization and empower it accomplish an upper hand over its rivals. By embracing market responsive cost cutting methodologies in the correspondence business, organizations thus made a superior lifestyle whereby clients are currently ready to convey all the more regularly and at lower costs Salazar 2007. p. 1). This makes an interpretation of to expanded benefits to the specialist organizations as they can sell a greater number of units than previously. References Kotler, P. (2003). Advertising Management. eleventh Ed. New Jersey: Prentice Hall. Moore, M. (2007). Burdening Strategies: Always Cutting Prices, Wal-Mart Attempts to Rollback Taxes. Recovered March 8, 2009 from http://walmartwatch. com/img/blog/NIMSP_tax_strategies. pdf Salazar, L. C. Cost Cutting Strategies at the Bottom of the Pyramid. Recovered March 8, 2009 from http://www. lirneasia. net/wp-content/transfers/2007/03/2-lcs-shoestrings-sing-28feb07. pps Sherman, A. J. (2007). Techniques for Cutting Costs and Improving Profitability. Recovered March 8, 2009 from http://www. sbecouncil. organization/transfers/PPT%20Cost%20Cutting%20for%20Growth%20and%20Profitability. ppt

The movie ( the station Agent) Review Example | Topics and Well Written Essays - 250 words

The ( the station Agent) - Movie Review Example Or maybe, it investigates the chance and practicality of bizarre conditions between recently familiar people. For instance, when Fin moves to the old structure abandoned by Henry (upon the latter’s demise), he out of nowhere ends up shaping a many-sided system of social associations. In this freshly discovered social climate there are open doors for imaginative investigation just as for individual holding. The previous is bore witness to by the delight Fin infers through watching and considering trains and the last is borne by the nearby close to home bonds he creates with Joe and Olivia. The most particular character of this autonomous film is the absence of sexual enthusiasm for any of these connections. This is a long ways from ordinary Hollywood passage whose plots are woven around sexual/sentimental enthusiasm of the lead characters. The Station Agent is all the while motivating and provocative. For instance, the film shows the change of a truly drawback person’s mentality toward life and different people. Along these lines it offers key conversation starters to the watcher with regards to how they see their own scrapes throughout everyday life. Fin’s brush with death on the rail tracks is an imploration to the crowd to hold onto ordinary minutes and make the most extreme out of them. This unpretentious and understood discourse that the chief Thomas McCarthy hits with the watcher makes The Station Agent a really one-of-its-sort free

Handy Jazz Concert Review Essay Tips

Jazz Concert Review It is known that papers can be written on various topics. Students may be even assigned to write a Jazz concert review essay. If you have got the same assignment, you definitely need to know how to complete it appropriately. We would like to draw your attention to the description of the concert provided below. When reading it, you will understand what to start your work with. Thus, take a look at the following: Taj Mahal and Vieux Farka Toure The show Taj Mahal and Vieux Farka Toure was held on October 31, 2010, in the Royce hall, Los Angeles. A large crowd gathered to attend the concert. The spectators were impressed with the performance. During the show, the audience had a great possibility to enjoy different music styles. It is necessary to admit that Taj Mahal, an amazing character, has played different musical instruments such as kora and drums. The performance was outstanding. Taj Mahal was dressed fashionably. In order to make the show fantastic, he mixed different music styles by using drums. When he started playing his electric guitar, the public was amazed. Moreover, the spectators also enjoyed watching TV Mama. All this was accompanied by a loud guitar solo. However, it made the whole show even cooler. Taj did not use the technique of playing the slide guitar. Nevertheless, the sound was pleasing. The sound of the guitar created a lovely atmosphere. Thus, the audience could easily get the message of the artist. Throughout the concert, Taj played the guitar, banjo, and keyboard. He also sang and whistled. However, he tried not to exaggerate the use of these elements. Each song was performed in a different manner. When Taj joined the guitarist Vieux Farka Toure, the audience was about to burst into song. They both cheered the audience by playing the Korean guitar. The show was supposed to last about three hours. However, it ended at midnight as the public was very excited. As it is seen, it is necessary to describe the events in detail when writing a Jazz concert essay. It will make the paper more interesting and help readers get the point easily. We offer you to read one more description of the show to understand better how to produce a fascinating work. The Gordon Goodwin Big Phat Band Live atVitello's Jazz Club On October 29, 2010 there was jazz concert presented by Gordon Goodwin. The band was considered phat because they combined blue and white banner. Gordon wanted to make the audience happy. That is why Willie Murillo performed a loud trumpet solo. The bands show breathtaking. The public was very excited. The artists mixed the music style of Miles Evans band and that of Simpsons. Wayne Bergeron, Murillo, and Bob Summers were perfect. Bob created a great chorus belonging to the duo ballad. A young gentleman called AndrewSynowiec played the electric guitar. The audience was filled with happiness and could not hide their emotions. Shaw followed Panormos style of playing the bass guitar. Someone described it as a large Italian musical instrument. A lot of popular soloists played the trombone. One of them was Andy Marin. Brian Scalon, Sal Lozano, and Jeff Driskill were great experts. They played the saxophone. However, professional Jay Masen played the baritone saxophone. Therefore, the concert was marvelous. Though the members of the ban wore a striking red uniform, they were still great. The show lasted two hours. The audience enjoyed the concert very much. When you are supposed to write a Jazz concert review essay, you should keep in mind that it has to be interesting. However, do not forget that it has to be also formatted and structured properly. The reviews presented above will help you produce an original paper. Related essays Bob Marley's music The Classical vs. Romantic Eras in Western Music h2{font-size:2em} Login form Get Started Free! Forgot password? 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The Asian Journal Of Social Psychology - 2270 Words

Learned Behavior Learned behavior can often be compared with social learning because they both deal with the individual being affected by observing their environment. Early theories of learned behavior and social learning states â€Å"humans and other organisms can in fact learn new behaviors from others they encounter in social environments† (Escobar, 2008). The Asian Journal of Social Psychology provides important view into the psychology of Indonesian Islamic terrorism, focusing on the Bali Bombings of 2002. The Bali Bombings consisted of a car bomb exploding outside the Sari nightclub in Bali, a popular tourist island in Indonesia. â€Å"The attack was the worst terrorist incident in the history of Indonesia, with 202 civilians dead and more than 100 wounded† (Pike, 2011). Two other bombs occurred including a backpack device that a suicide bomber was carrying, and a much smaller bomb detonated outside the United States. The three brothers from Tengguin responsible for the bombings a re named Ali Ghufron, Amrozi and Ali Imron. Ghufron is the oldest in the family and served as the role model for his younger brothers. The men responsible for these terrorist attacks in 2002 were raised in â€Å"environments that provide socialization processes in which Islamic values are established as guidelines for daily life, including the family environment† (Kruglanski, 2013). The stories Ali Ghufron’s father would tell him as bedtime stories remembers his father as a person who taught about theShow MoreRelatedCosmetic Surgery : The Role Of Culture And Social Contact1052 Words   |  5 Pagesfrom an array of cultures due to social contact, and determining who is a good candidate for these specific procedures. Both articles are in fact, reputable sources, written by well educated authors that are experts on the effects of cosmetic surgeries. Kim-Pong Tam et al. was an author of â€Å"Attitudes Toward Cosmetic Surgery Patients: The Role of Culture and Social Contact,† discussing different cultural views regarding cosmetic surgery between Western and Asian cultures. Individuals get cosmeticRead MoreEssay on Social Connotations of Name and Well Being1548 Words   |  7 Pagesmeasures to confirm that you are not a terrorist. Stereotypes have existed in American culture for centuries. Early in American history stereotypes of Negroes and Mexicans predominately associate them with lower-class attributes (Campbell, 1967). Major social events can have an effect on how certain groups and assemblies of individuals are perceived. On September 11, 2001, nineteen hijackers associated with al-Qaeda brutally murdered hundreds of American citizens. The terrorists commandeered several aircraftRead MoreSocial Stereotypes in America Essay1479 Words   |  6 Pagesmeasures to confirm that you are not a terrorist. Stereotypes have existed in American culture for centuries. Early in American history stereotypes of Negroes and Mexicans predominately associate them with lower-class attributes (Campbell, 1967). Major social events can have an effect on how various groups of people are viewed. For example, the terrorist attacks of September 11, 2001, where several individuals of Arab decent brutally murdered hundreds of unsuspecting American citizens. The terrorist hi-jackedRead MorePrejudice and Stereotyping1460 Words   |  6 Pagesï » ¿Introduction Social science distinguishes between prejudice and stereotyping: Stereotypes involve learned generalizations about typical characteristics of members of the groups. Prejudice, on the other hand, is evaluative in origin and usually comes from felt negative conditions experienced, or perceived, in connection with an alien group (e.g., Hoyland Sears, 1940). The two, therefore, although similar in consequence are utterly distinct: one is cognitive in origin, whilst the other is evaluativeRead MoreCosmetic Surgery : The Role Of Culture And Social Contact1010 Words   |  5 Pagesfrom an array of cultures due to social contact, and determining who is a good candidate for these specific procedures. Both articles are in fact reputable sources, written by well educated authors that are experts in the effects of cosmetic surgeries. Kim-Pong Tam et al. was an author of â€Å"Attitudes Toward Cosmetic Surgery Patients: The Role of Culture and Social Contact,† discussing different cultural views regarding cosmetic surgery between Western and Asian cultures. Individuals get cosmeticRead MoreExploring the Formation of â€Å"Perspective Fixedness† Through Established Theories1100 Words   |  5 Pagesan enforced stereotype is adapted into one’s psychology as fact rather than a loose generalization. References Ahlfinger, N., Esser, J. K. (2001). Testing the groupthink model: Effects of promotional leadership and conformity predisposition. Social Behavior and Personality, 29(1), 31-41. doi:10.2224/sbp.2001.29.1.31 Auwarter, A. E., Aruguete, M. S. (2008). Effects of student gender and socioeconomic status on teacher perceptions. The Journal of Educational Research, 101(4), 243-246. doi:10Read MoreFamous Management Journals1231 Words   |  5 PagesList the journals in your discipline âž ¢ List of approved journals by HEC âž ¢ List of journals in your area for ISI Thomson list âž ¢ List of some selected journals with some impact factor MPhil Human Resource Management SUBMITTED ON: 2nd March, 2012 Discipline Chosen: Management Area Chosen: HRM Journal Stated (Management): 141 HRM Journal as per ISI Thomson List: 110 Impact factor as per 2010 |SERIAL NO: |NAME OF JOURNAL Read MoreTextual Analysis About Stereotype in Crash Essay1139 Words   |  5 Pagesage groups. For example, the black guy who robbed the car hit an Asian man and he called him â€Å"Chinaman†. Is Chinese the representation of Asian? In this movie, anytime he saw Asian, he called them â€Å"Chinaman†. However in the following story, I know that the Asian man is actually Korean. This example indicates that people tend to think that all the Asians are the same and usually they are recognized as Chinese. The black guy sees Asians less diverse than his group. The second concept is â€Å"illusory correlationRead MoreThe Globalization of Food Culture1483 Words   |  6 Pagesfocus for communal activities. 5. Express love and caring. 6. Express individuality. 7. Proclaim the separateness of a group. 8. Demonstrate belongingness to a group. 9. Cope with psychological or emotional stress. 10. Reward or punish. 11. Signify social status. 12. Bolster self-esteem and gain recognition. 13. Wield political and economic power. 14. Prevent, diagnose and threat physical illness. 15. Prevent, diagnose an treat psychological illness. 16. Symbolize emotional experiences. 17. DisplayRead MoreEssay on Discrimination Against Native Americans and Asians612 Words   |  3 Pageseffects of racism and discrimination that have impacted Native Americans and Asian Americans? (1 Asian American parents believe in keeping many of their issue within the family which makes them reluctant to seek services. Because of this culture believe, Asian Americans utilize mental health services at a lower rate compared to other Americans (Sue, 1994). Socially sanctioned claims concerning Asian Americans social character or integrity helps to explain why they dont utilize services as often

Symptoms And Symptoms Of A Traumatic Brain Injury Essay

Traumatic brain injury (TBI) is a type of brain injury in which a sudden trauma leads to damage to the brain. This brain injury could be due to the head suddenly and aggressively being hit against an object or when an object penetrates the skull and enters the tissue of the brain. The symptoms of TBI can be classified as mild, moderate, or severe, but this all depends on the amount of damage that was done to the brain. When enduring a mild TBI, the person may experience a loss of consciousness, confusion, dizziness, and many other symptoms that are caused by brain damage. A person enduring a moderate TBI may encounter these same symptoms as well as severe ones. A concussion is a mild traumatic brain injury (MTBI). About 1.6-3.8 million sports-related concussions occur each year in the United States (What is a Concussion? 2016). The prevalence of acquiring a concussion does vary based on the type of sport and the age of the athlete. According to a study done by Clay et al. (2013), there is definitely a risk in every sport for an individual to receive a concussion. However, some sports may have a higher concussion frequency, but this could depend on the amount of force that is used and the positions that are played in the sports (Clay et al. 2013). There are also other modifiable factors such as use of protective gear, rules modifications, prevention through strength training, and changes to position techniques (Clay et al. 2013). It was found from the study that youngerShow MoreRelatedSymptoms And Injuries Of A Traumatic Brain Injury841 Words   |  4 Pages Nearly two million people experience a traumatic brain injury (TBI) every year. The degree of severity from the incident may range from no underlying brain injury to severe compression of brain tissue. Irregular interior surface of skull can damage fragile tissues of brain during acceleration, deceleration, or shearing forces. Direct mechanical trauma can injure cortical tissue. Traumatic hematomas can damage subcortical structures and lead to vasospasm and ischemia. Sudden movement of skull onRead MoreSymptoms And Symptoms Of A Traumatic Brain Injury2011 Words   |  9 PagesCRANIOCEREBRAL INJURIES INTRODUCTION Traumatic Brain Injury is a large subset of the global public health epidemic of trauma. It is estimated that 1.7 million people sustain traumatic brain injury (TBI) in the United States of America (1). In a study by Crandon et al, published in the West Indian Journal of Medicine in 2007, 857 patients were admitted to the University Hospital of the West Indies over a four year period with TBI. Of that total only eight percent (8%) were due to penetrating injuries(2).Read MoreSymptoms And Treatment Of A Traumatic Brain Injury1451 Words   |  6 PagesTraumatic Brain Injury Disease Processes: Gregory is a 23-year-old Caucasian male whose primary disease processes is mild traumatic brain injury (TBI). TBI’s are individualized to the patient. It is determined by severity, location of injury, and mechanism of injury. According to Pathophysiology The severity is characterized on the patient’s GSC score on admission or the lowest score in the first 48 hours following admission. Subdural hematomas form between the dura and the outer arachnoid membraneRead MoreSymptoms And Treatment Of Mild Traumatic Brain Injuries1271 Words   |  6 PagesIntroduction Mild traumatic brain injuries (mTBI) are amongst the most common injuries affecting approximately 42 million individuals annually (Gardner Yaffe, 2015). This incidence rate is inaccurate as many mTBI are not reported (Gardner Yaffe, 2015). Such injuries are thought to increase susceptibility to neurodegenerative diseases including Parkinson’s disease (PD), Alzheimer’s disease (AD), and amyotrophic lateral sclerosis (ALS) (Gardner Yaffe, 2015). AD accounts for up to 80% of all senileRead MoreTraumatic Brain Injury Issues Regarding Causes, Symptoms, And The Public s Awareness1304 Words   |  6 Pages Traumatic Brain Injury Issues Regarding Causes, Classifications, Treatment, Symptoms, and the Public’s Awareness Camilo J. Montoya Thomas Nelson Community College Traumatic Brain Injury Issues Regarding Causes, Classifications, Treatment, Symptoms, and the Public’s Awareness Research Findings: Traumatic Brain Injury (TBI) has continually garnered concern from the public. Effects of a TBI range from headaches to loss of motor functions in more severe cases. Normally when one hears thatRead MoreTraumatic Brain Injuries In The Military. Usaace. Ncoa.1077 Words   |  5 Pages TRAUMATIC BRAIN INJURIES IN THE MILITARY USAACE NCOA SSG Justin T. LaFountain 15ZSLC 17-002 SFC Maradol â€Æ' Traumatic brain injuries (TBIs) in the military are a tangible threat to the men and women of the United States military. Operations in Iraq and Afghanistan have created a spotlight on this injury, as the â€Å"signature injury†. Specific criteria makeup the definition of a TBI, which is certain symptoms and severity levels of those symptoms. Due to the capacity of this injury, the DepartmentRead MoreTraumatic Brain Injuries (TBIs) in Adults and Children655 Words   |  3 Pages Traumatic brain injuries have become an epidemic, affecting both children and adults. The effects of these brain injuries are severe however; they do differ in severity from youth to adult age in areas such as: cognitive and speech function, physical ability, fatigue, and headaches. America has been recognizing the severity of these injuries and sports and medicine have increased funding to prevent them. 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Introduction Traumatic brain injuries, whether they occur on the football field, soccer field, ice hockey rink, boxing ring, or overseas in a war laden area, continue to be on the rise. This can be associated with athletes reporting their symptoms and trained medical professionalsRead MoreThe Awareness Of Traumatic Brain Injuries1334 Words   |  6 PagesIntroduction The awareness of Traumatic Brain Injuries (TBI) has increased and the information available is better now than it was in the past. I believe many people are aware of concussions and traumatic brain injuries but not how it can affect their brain. Traumatic Brain injuries are a very complex injury with a broad spectrum of symptoms and disabilities. Many healthcare professionals in the field of brain injury often say, â€Å"If you’ve seen one concussion, you’ve seen one concussion.† Even a mild

Finance free essay sample

These policies are characterized by a combination of risk and return, and can have from a conservative to an aggressive profile. The three types of working capital policies most recommended and used are: Aggressive Policy, Average Policy, and Conservative Policy. The aggressive policy working capital management focuses on maintaining current assets amounts at minimum levels, which is reflected in the total asset turnover higher, with a higher margin. This policy emphasizes the aspect of returns on risk-return decision. This policy is the highest risk policy but with more funds to reinvest in the company or usiness. According to Kulkarni (2011) â€Å" it is a high risk arrangement though, because, should your creditor come asking for money, and for some reason, you dont have enough money to pay them off, you might end up having to sell a costly asset to pay off your debt to them. † (Kulkarni, A. 2011 , Working Capital Policy, 9). The matching policy working capital management l eaves a person with cash available to reinvest in his company or business. We will write a custom essay sample on Finance or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This policy entails a medium level risk and with this policy the business assets matched business liabilities. According to Kulkarni (2011) â€Å"this policy works in an arrangement where the current assets of the business are used perfect to match the current liabilities. It is a medium risk proposition and requires a good amount of attention. † (Kulkarni, A. 2011 , Working Capital Policy, 6). A conservative policy working capital management focuses on maintaining a high liquidity, as well as other accounts assets, as inventories and accounts receivable, which is very expensive, because they remain idle resources that eventually become unproductive, with slow rotation of assets due to the large investment in current assets. This policy emphasizes the minimization of risk, as opposed to maximizing yields that is not risk to be sure liquidity. A conservative policy may be best for people who want to keep low risks. According to Kulkarni (2011) â€Å"This is the policy with the lowest risk, but it reduces the money used in increasing the production† (Kulkarni, A. 2011 , Working Capital Policy, 11). Recommended Policy The working capital policy recommended for Lawrence Sports is the matching policy, more commonly referred to as the moderate approach. The working capital is funded by short and long term borrowing, equity financing or a combination of them. It is vital for the company to balance the risk and return of financing. The moderate approach falls in between the two other polices described above and is the most balanced. This enables Lawrence Sports to balance its risk and returns. Furthermore, it finances short term debt with temporary assets while permanent and fixed assets are financed by long term debt and equity sources (Zeepedia, n. d. ). A moderate approach gives Lawrence Sports the ability to maintain the relationships necessary to continue business, balance the working capital to still create a profit, and repay what is owed to the bank. Figure 1. Different Policies Regarding the Level of Investment in Working Capital demonstrates how the Moderate Approach compares with the others in terms of the level of investment in working capital (Watson amp; Head, 2012, p. 72). Risk It is important for a company to choose the best working capital policy, one that features a level of risk the company can handle. Team C decisions about working capital management are being driven by the intrinsically related priority of risk management. Team C’s aim is to minimize the risk of insolvency while maximizing the return on the assists (Dixon, 1991). Teams C choose the matching working capital policy because it entails a medium level of risk and it will also leave Lawrence Sports with more cash to reinvest in the business. Lawrence Sports will keep low levels of working capital so that they can employ the funds more productively elsewhere like purchasing more goods or more machinery. It is a relatively amount of risk balanced by a relatively moderate amount of expected return. The best level of working capital would be the one in which a balance is achieved between risk and efficiency which also requires continuous monitoring to maintain proper level in various components of working capital, i. e. , cash receivables, inventory and payables, etc. Contingencies A contingency is an unexpected event or situation that affects the financial health, professional image, or market share of a company. It is usually a negative event, but can also be an unexpected windfall such as a huge order. Anything that unexpectedly disrupts a companys expected operation can harm the company even if the disruption is because of a windfall (Duff, 2013). In the case of Lawrence Sports there should be a contingency plan in place in the event product is damaged or lost either in transit or by some unforeseen event. Another contingency plan Lawrence Sports should consider is a cash reserve to cover accounts receivable loses if Mayo defaults on invoice credits. In this case vendor defaults affect bottom line but in turn Lawrence would not have to borrow money from Gartner and avoid high interest rates. For Lawrence to recover from such an incident Lawrence Sports needs to use its working capital to cover the costs so that funds are not continuously incurred on the bank loan. In order for Lawrence Sports to raise the capital to cover a contingency plan Mayo would have to relinquish all sales to Lawrence Sports, payments to Gartner will have to be stretched out further and Murray would lose working capital and halt operations because Lawrence Sports payments would be differed even longer. These hefty decisions are all apart of risk management and can negatively affect business relations.